Current ISO Rating: 6

Effective December 01, 2018

Through the Public Protection Classification (PPCTM) program, Insurance Services Organization, ISO, evaluates municipal fire-protection efforts in communities throughout the United States. A community’s investment in fire mitigation is a proven and reliable predictor of future fire losses. So insurance companies use PPC information to help establish fair premiums for fire insurance generally offering lower premiums in communities with better protection. Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services. In each ISO analyzes the relevant data using a Fire Suppression Rating Schedule. A Public Protection Classification is then assigned, ranging from 1 to 10. Class 1 represents exemplary public protection, and Class 10 indicates that the area’s fire-suppression program doesn’t meet ISO’s minimum criteria. The PPC program is also a tool that helps communities plan for, budget, and justify improvements.